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Payday 3: Master the Art of Stealth in No Rest for the Wicked Heist

owaizkh by owaizkh
April 12, 2025
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Payday 3’s No Rest for the Wicked heist can be beaten without raising the alarm. So this is how you beat the level in stealth.

The first mission of Payday 3, No Rest for the Wicked, is a bank heist taking place in New York City. A medium-sized level, the heist involves breaking into a vault and stealing the money held within it.

And if you’re not too happy about fighting the cops in the game, the option to play the heist in stealth is also there. Make sure you’re using our recommended stealth loadout before tackling this mission, as it will come in handy.

So, here’s how to beat Payday 3’s No Rest for the Wicked in stealth.

How to Master Stealth in Payday 3’s No Rest for the Wicked Heist

As the mission begins, you’ll want to case the bank and its surrounding areas before putting your mask on, taking note of guard and camera locations. On Normal difficulty, we found a total of five guards:

  • One in the main lobby
  • One in the back alleyway
  • One in the downstairs private area
  • One in the upstairs private area
  • One in the camera room upstairs

It’s worth noting the number of guards increases on higher difficulties, so adjust your expectations accordingly.

While you’re still unmasked, the best way to get into the bank’s private areas is to head through the parking lot and through the locked gate on the right. Lockpick the gate and then head up the steps to the floor above. You can either cut open the window here or head up to the roof and head down the stairs from here.

Finding Keycards

Your next goal is to find a red keycard, which is crucial for accessing certain areas of the bank. There are two keycards in No Rest for the Wicked, and these are carried by the patrolling guards inside the private areas. They can be acquired either by killing the guards or by pickpocketing them.

A handy tactic is to let a guard catch you while you’re unmasked. He will begin to escort you back to a public area, and you can use this as an opportunity to snag the keycard hanging from his back pocket.

You can grab the blue keycard if you want to disable the cameras, as the card grants access to the camera room, but otherwise, you only need the red one.

While you’re on the first floor, be sure to also switch off the power by heading into the IT room and flipping a switch on the wall. The room is located at the end of the long corridor, opposite the vault area.

The red keycard opens a room on either the second floor near the kitchen or the roof. The spawn location is random, so take note of a red keycard reader outside the door which tells you it’s the correct one.

Accessing the Vault

Accessing this room will allow you to hack into a PC, which grants you access to the vault area. Once the hack is complete, interact with the PC and take note of a colored icon that appears on the screen.

Your next objective is to find a code to open the vault door. Control the first floor of the bank, eliminate guards, and tie up any civilians you find. Ensure they are kept away from windows to avoid alerting guards outside.

Grab a high-level executive from the meeting room and use them as a shield. Take them to the vault area and have them scan to give you access.

To obtain the code, go to the manager’s office, which is located opposite the meeting room. Interact with the manager’s computer to receive four different codes. Head back to the vault keypad.

Cracking the Vault Code

Only one of these codes is correct, but you can identify it using a blacklight that reveals fingerprints on the keypad. Through the process of elimination, use these fingerprints to work out which code is the correct one.

For example, if one of the possible codes is “6139,” and there are no prints on the number 6, then it won’t be that code.

Dealing with Dye Packs

You’ll need every player available here because once you’ve picked the lock to the gate, the money bags will have dye packs set to go off on a timer. If the dye packs explode, the money becomes tainted and is worth less. So once you’ve entered the door, make sure to interact with all the money bags to disable them.

Bad news for solo players: there is currently not enough time to disable every single dye pack in the time you’re given. There are eight money bags in the vault, but you’ll be able to get through around 4-5 before the dye packs explode. This means having to secure more bags to escape.

Securing the Money and Escaping

Once you’ve got the bags, bring them out to the van which can be located in either the parking lot or on the street. If you tie up all the civilians, you’ll have a much easier time ferrying them to the parking lot, which can be accessed by the back door.

If the van is on the street, you’ll have to pay extra attention to the civilians walking by. It’s much easier to accidentally alert the whole map here, so take caution.

Once you’ve secured enough bags in the van, an escape zone will appear which signals the end of the mission.

By following these steps carefully, you can master the art of stealth in Payday 3’s No Rest for the Wicked heist and successfully complete it without raising the alarm. Good luck, heisters!

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Tags: Bank heistGuidesKeycard locationsNo Rest for the Wicked heistPayday 3 stealthVault access
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